Video on Demand

Planning Your Future Retirement: How much is enough and how do you optimise what you have
(for expats living in Hong Kong & Mainland China)

In this video (30m:51s), we will be covering the following topics:

  • UK State Pension / making voluntary contributions

  • Understanding your options when you leave Hong Kong / Mainland China

  • QROPS 

  • QROPS vs UK pension

  • What is a QNUPS?

  • Cash Flow Planning / Modelling

  • When is a QROPS suitable

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.​

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.

About the speakers

Stuart Rankin

Chartered Wealth Manager

Andrew Stokes

Head of Pensions - St. James's Place

You might also be interested in these other Pensions videos below

slide5.jpg

Topics Covered:

  • An overview of UK Pensions

  • 5 key messages to retirement planning

  • Your options at retirement

  • Lifetime Allowance

  • Death benefits



 

Slide1.jpg

Topics Covered:

  • UK State Pension / making voluntary contributions

  • Understanding your CPF options when you leave Singapore

  • QROPS

  • QROPS vs UK pension

  • What is a QNUPS?

  • When is a QROPS suitable?

  • Cash Flow Planning / Modelling

Slide4.JPG

Topics Covered:

  • DB or DC – how best to utilise them both

  • How much income do you need in retirement?

  • Annuities

  • Taking benefits

    • Flexi-Access vs Capped Drawdown

    • UFPLS

Slide3.JPG

Topics Covered:

  • Lifetime Allowance and International Enhancement​

  • Tax on Death

  • Drawdown and options

  • Drawing a pension overseas

  • IHT Protection

  • Asset Preservation Trust

  • Structuring your Wealth for tax efficiency

Ignoring the cost of delay can be financially damaging.

Take the next step and start a confidential discussion with an accredited Pensions specialist.

By submitting this form, you hereby give consent to St. James’s Place to collect, use and disclose your personal data in accordance with the St. James’s Place Privacy Policy, which is available at https://www.sjp.asia/site-services/privacy, and which you have read and understood. You further understand that the personal data provided is meant to allow St. James’s Place to contact you for a non-obligatory consultation and/or to address your enquiry.

Contact Us

Important notes

The presentations and videos included on this page are general communication provided for informational purpose only. It should not be relied upon as financial advice and it does not constitute a recommendation, an offer or solicitation. No responsibility can be accepted for any loss arising from action taken or refrained from based on this publication. All information presented herein is considered to be accurate at the time of production, but no warranty of accuracy is given and no liability in respect of any error or omission is accepted.

St. James’s Place (Singapore) Private Limited is regulated by the Monetary Authority of Singapore and is a member of the Investment Management Association of Singapore and Association of Financial Advisers (Singapore). Company Registration No. 200406398R. Capital Markets Services Licence No. CMS100851.

 

St. James’s Place (Hong Kong) Limited is an insurance broker company licensed with the Insurance Authority (Licence No. FB1075), a licensed corporation with the Securities and Futures Commission (CE No. AAV439) and registered as an MPF Intermediary (Registration No. IC000852).

St. James's Place (Shanghai) Limited is a Wholly Foreign Owned Enterprise (WFOE). WFOE registration No. 91310000566573326L.


The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are the marketing terms used to describe St. James’s Place representatives.

SJPWM Black.jpg

Singapore Tel: +65 6536 0121

Hong Kong Tel: +852 2824 1083

Mainland China Tel: +86 21 8028 5300

Email: info@sjp.asia

Follow us

  • LinkedIn
  • Black Facebook Icon
  • YouTube

© 2020 by St. James's Place Asia